So, Do You Really Think You Will Never Require Long Term Health Care?

70% will need LTC meme

So you say you will never require Long Term Health Care. Really? Maybe you think you are healthy. You eat right. You get exercise. You go to the doctor for check-ups. You keep your weight in check. You say your family never needed care when they were older. You do everything right! OK … guess again.
Fact … We all live longer and survive health events and accidents more than ever before. The financial costs and burdens of aging can have a dramatic impact on our future retirement. If you make it to age 65 you will have a 70% chance of needing some type of care before you pass. It is not IF you will need care but WHEN and HOW LONG.
You want to avoid running out of money when you retire. The biggest risk to your retirement assets is Long Term Care expenses. Did you know your health insurance and once you are 65 … Medicare … won’t pay the vast majority of extended care? This means YOU WILL unless you plan now.
Affordable Long Term Care Insurance will protect your assets and make it easier on family. Learn more: www.mccannltc.net
McCann insurance banner ad 4.10.15

 

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Women and Long Term Care

caregivers are women meme

Women make up the majority of long term ‪‎caregivers and are more likely to need ‎LTC services of their own. Reason to make affordable Long Term Care Insurance part of your future retirement plan. Something to remember as we celebrate Mother’s Day. The financial costs and burdens of aging key to planning.

Most people start planning in their 40’s and 50’s … but if you, a spouse or a mom is a little older and in good health, affordable plans can be found to limit the burdens of extended care. Act now: www.mccannltc.net.

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National Small Business Week – Good Time to Review Owner’s Retirement Plan

smallbusinessweek-800x350 2016

#DreamSmallBiz …. If you own a small business part of your future needs to be a plan for the financial costs and burdens of aging. You work hard to build your business, support your employees and add to your savings for you and your families’ future. Affordable Long Term Care Insurance can address the physical, emotional and financial burdens that extended Long Term Health Care can have on loved ones. Plus, LTC insurance is tax deductible. Learn more now: www.mccannltc.net.

Since 70% of those of us who reach the age of 65 will need extended Long Term Health Care having a plan can protect your business, your savings and your business so your family can enjoy keeping your legacy going.

Do you have key employees you want to keep happy and help continue to grow your business? If so, giving them a LTC plan is an affordable way to give them a ‘golden handcuff’.

Learn more now. Email me at matt@mccannltc.net. You can call: 866-751-7957.

 

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May National High Blood Pressure Month

May national high blood pressure monthMay is National High ‪#‎BloodPressure‬ Education Month. High blood pressure prevention and control is a major public health challenge. HBP can cause ‪#‎stroke‬ ‪#‎heartattack‬ and other health issues which can lead to  Long Term Health Care.

 

 

 

High blood pressure, also known as hypertension, is the leading risk factor for stroke and a major cause of morbidity and mortality according to the CDC. In the United States, nearly one in three adults has hypertension, but only about half (47%) of those have it under control. Hypertension is considered the “silent killer” because it can damage the heart, brain, and kidneys without any symptoms. Each day in the United States, nearly 1,000 deaths are associated with hypertension. National High Blood Pressure Education Month aims to save lives by increasing awareness and educating the public about cardiovascular risks and how to prevent them.

To control hypertension, patients can take medications as directed, measure their blood pressure, and eat a lower-sodium diet and more fruits and vegetables. Health-care providers can use electronic health records, blood pressure monitoring, and a team-based care approach to help improve their patients’ hypertension control.

CDC’s Division for Heart Disease and Stroke Prevention focuses on promoting cardiovascular health and improving quality of care for all and eliminating disparities associated with heart disease and stroke. Additional information is available at http://www.cdc.gov/bloodpressure and http://www.cdc.gov/stroke.

Keep your blood pressure under control and plan for the financial costs and burdens of ‪#‎aging‬. Make affordable Long Term Care Insurance part of your ‪#‎retirement‬ planning. Protect ‪#‎assets‬ ‪#‎401k‬ ‪#‎IRA‬ and provide for quality ‪#‎caregivers‬. Learn more now: www.mccannltc.net

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Avoid Running Out of Money in Retirement

I don't plan on needing LTC

If you are a guy you probably think you will never need extended Long Term Health Care. You say you will just die in your sleep. If you need care your spouse will take care of you. forget facts that suggest that there is a GOOD chance you will require care. Also, forget the fact that your spouse will not easily be able to take care of you. Your kids, forget that  … they will have jobs, spouses and their own children.

If you are a woman who will take care of you? Your husband? Really? Men generally are not good caregivers. Besides, men usually will require care first and pass away prior to a woman.

Women live longer and thrive in a care situation longer. The bottom line, the United States Department of Health and Human Services says if you reach the age of 65 you will have a 70% chance of needing some type of Long Term Health Care service before you pass. That is 7 in 10.

So, there is a good chance that you could run out of money in retirement. Sometimes prior since many Long Term Health Care issues happen before you are retired. Health insurance and Medicare will not pay for this type of care beyond a small amount of skilled care and only if you are getting better.

Planning to protect assets for your future retirement is key in any plan.

Want to avoid running out of ‪#‎money‬ in your future ‪#‎retirement‬? Want to make sure  you are not a burden on your loved ones? Make affordable Long Term Care Insurance part of your plan. The financial costs and burdens of ‪#‎aging‬ need to be addressed otherwise you could find yourself spending down hard earned ‪#‎assets‬ and placing huge burdens on ‪#‎family‬. ‪#‎LTC‬ insurance is easy and affordable, especially if you are in your 40’s and 50’s when most people plan. Get free quotes from all the top companies and ask about ‪#‎partnership‬ plans which provide dollar-for-dollar asset protection. www.quoteonltc.com

‪#‎health‬ ‪#‎401k‬ ‪#‎IRA‬ ‪#‎boomers‬ ‪#‎caregiver‬ ‪#‎caregiving

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Tax Return Done … Now What?

Now that you filed your taxes fast forward in your mind. You are older … you need extended Long Term Health Care. The cost is high and you discover your health insurance doesn’t cover a vast majority of the costs.

But you say, “well, if I am  65 or older Medicare will pay for this”. No, no it won’t beyond the 100 days of skilled care and only if you are getting better.

No matter what your age when you need help with activities of daily living or perhaps you need supervision due to memory issues the cost will be high and unless you plan and plan now, you could spend down all your assets as well as create a burden on your loved ones.

People require Long Term Care due to illnesses, accidents or the impact of aging. It happens at any age but the risk increases once we hit age 65. The US Department of Health and Human Services says if you reach the age of 65 you will have a 70% chance of needing some type of Long Term Care before you die.

Affordable Long Term Care Insurance is the answer … and yes, it is very affordable. Learn more now: http://mccannltc.net/

Get free quotes from all the top companies: http://quoteonltc.com/

 

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Jerry Sloan battling Parkinson’s disease, Lewy body dementia

Jerry Sloam edit.jpgHall of Famer Jerry Sloan, the third-winningest coach in NBA history, has Parkinson’s disease and Lewy body dementia.

Parkinson’s, the same disease that has afflicted boxing great Muhammad Ali and actor Michael J. Fox, is a progressive disorder of the nervous system that affects both speech and movements and worsens over time. There is no known cure, but symptoms can be controlled by medication.

Lewy body dementia mirrors some of the symptoms of Parkinson’s but also causes a progressive decline in mental abilities.

Sloan, who still lives in Utah with his wife, Tammy, said he was diagnosed last fall but was going public now because his symptoms, including tremors and a hushed voice, have become more noticeable.

“I don’t want people feeling sorry for me,” Sloan, 74, told The Salt Lake City Tribune, adding that he still walks 4 miles a day.

This comes on top of recent reports that actor Michael J Fox’s Parkinson’s is getting worse and he may be in early stage of Lewy body dementia as well.

These are all good reasons to make plans now for future extended Long Term Health Care. Affordable Long Term Care Insurance should be part of a retirement plan that can address the financial costs and burdens of aging.

Most people start planning in their 40’s and 50’s as part of their overall retirement plan. The physical, emotional and financial burdens of Long Term Health Care can really impact your retirement plan and have a negative impact on the lifestyle you and a spouse/partner has planned for your ‘golden years’.

Learn more now: http://mccannltc.net/

This site provides news stories, resources, videos and links regarding the topic of Long Term Health Care Planning: http://www.longtermcareplanningnews.com/home

Get free quotes on affordable LTC insurance from all the top companies: http://www.quoteonltc.com/

 

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