Planning in advance for the physical, emotional and financial burdens Long Term Health Care can have on loved ones is key to retirement planning. Without an affordable plan, you either pay for care out of pocket, place a burden on your family and make them become caregivers or both. With the advances in medical science we all live longer … which means more of us will need help with activities of daily living or require supervision due to memory issues. The US Dept. of Health and Human Services says if you reach the age of 65 you will have a 70% chance of requiring some type of Long Term Health Care service in your lifetime.
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Look at the profile of today’s caregivers: