Now that you filed your taxes fast forward in your mind. You are older … you need extended Long Term Health Care. The cost is high and you discover your health insurance doesn’t cover a vast majority of the costs.
But you say, “well, if I am 65 or older Medicare will pay for this”. No, no it won’t beyond the 100 days of skilled care and only if you are getting better.
No matter what your age when you need help with activities of daily living or perhaps you need supervision due to memory issues the cost will be high and unless you plan and plan now, you could spend down all your assets as well as create a burden on your loved ones.
People require Long Term Care due to illnesses, accidents or the impact of aging. It happens at any age but the risk increases once we hit age 65. The US Department of Health and Human Services says if you reach the age of 65 you will have a 70% chance of needing some type of Long Term Care before you die.
Affordable Long Term Care Insurance is the answer … and yes, it is very affordable. Learn more now: http://mccannltc.net/
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