Unpaid Caregivers Impacts Quality of Long Term Care – Creates Burden on Family Caregiver

Too many caregivers providing help for a person requiring Long Term Health Care are not qualified to provide that help. Many of these caregivers are unpaid family members. This creates additional burden on the caregiver as it impacts their lifestyle and family, finances and health.

Helping a person with their medications can be hard. Sometimes an untrained caregiver will mix up medications which can cause major health issues. Mixing up pills are hard on those trained to provide such services much less a person who is not trained. The AARP says more than three-quarters of caregivers help loved ones to fill and manage medications that often require juggling varying dosages for pills that can appear identical. Many untrained caregivers are a family member, often a daughter or daughter-in-law. For them it is harder as they are part of the sandwich generation. This means they have a spouse, children, a job and the job of a caregiver for a parent or other family member. In other words, they are mentally and physically drained as they juggle work, family, career and caregiving.

There are an estimated 43.5 million unpaid caregivers in the U.S., many taking care of older adults with multiple chronic conditions. Traditionally, caregiving involved helping a person with basic daily activities. But the work has grown more demanding. They perform routine nursing work such as draining catheters. Caregivers also help loved ones navigate the healthcare system.

caregivers-without-training

The skills required to help a person bath and perform other activities of daily living requires skill so the person doesn’t hurt themselves or the person they are trying to help. Many family members are not prepared for this work. This creates a huge burden on everyone. An recent article in Modern Healthcare says the economic value of caregiving, which ranges from short-term post-acute assistance to long-term care, was estimated at $470 billion in 2013. In 2011, the Congressional Budget Office estimated, family members provided 55% of the value of long-term elderly care services, or $234 billion a year.

“Despite the value of their work, these unpaid caregivers often lack the skills and support needed to properly care for their loved ones. And as the medical complexity of patient cases escalates, so do concerns about safety,” wrote Elizabeth Whitman in her this article.

An answer for many is to plan before any caregiving is required. First understand the risk of needing Long Term Care is high. As medical science gets better we live longer. The financial costs and burdens of aging will impact your savings and create physical, emotional and financial burdens on loved ones. Affordable Long Term Care Insurance will provide the resources for quality caregivers and reduce the burden placed on family.

Experts say the best time to plan is well before retirement. As you are saving money in your 401k and IRA finding a way to protect the money and have a plan to reduce family burden is perhaps common sense … but main fail to plan until it is too late.

The US Department of Health and Human Services says 7 in 10 people who reach the age of 65 will require some type of Long Term Care service before they die. The fact is it can and may happen to you. A plan to address this risk should be part of your overall retirement planning.

Discover how easy it is to learn about and get quotes for Long Term Care Insurance. It is easy and affordable and can be designed to fit your needs. Many states offer additional partnership benefits which provide additional asset protection. Many LTC plans will also pay for caregiver training so if you want to have a part-time family caregiver they will be trained to do it correctly.

Get more information now: www.mccannltc.net Get free quotes for LTC plans: www.quoteonltc.com

See the full article in LTC Planning News: http://longtermcareplanningnews.com/articles/unpaid-caregivers-impact-quality-of-long-term-care

 

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About Matt McCann

Matt McCann is recognized as a leading Long Term Health Care (LTC) specialist. Since 1998, Matt has been a national leader in finding solutions for the physical, emotional and financial burdens LTC places on American Families. He has been recognized by the American Association for Long Term Care Insurance as one of the top specialists in the country. In 2015 he was listed among the top ten specialists in LTC planning in the nation. He has also worked in sales management for two of the leading organizations marketing LTC products. He served as Director of Business Development for ACSIA LTC and Senior Vice President/Sales for LTC Financial Partners. Many of his agents have been among the top LTC specialists in the industry. Matt's divisions have also led in an innovative webinar approach which allows agents to use screen sharing software so prospects can see the agent's desktop. Matt's proven areas of success include sales coaching, training and motivation in additional to being an experienced LTC specialist. He has produced results in total production, placement rates and lead efficiency. Matt is known for years of experience leading creative efforts for agent meetings and sales promotions which drove results for both agents and consumers. He is now focused on helping consumers find affordable solutions so they can protect their assets and never be a burden on family and loved ones. He specializes in LTCi, Critical Care and Asset Protection products. Matt also coaches individual agents throughout the country helping them improve their processes to help more consumers. Matt is also known as an effective public speaker on LTCi and LTC issues as well as sales motivation. He appears on radio and TV programs and is available for bookings. Because of his schedule an advance notice is always requested. Prior to dedicating his life to LTC, Matt was a well known radio station manager and personality, He worked at radio stations throughout the country He may be best known for as legendary Chicago radio personality Larry Lujack's co-host when Lujack came back out of retirement years ago. Matt can be contacted by email at http://mccannltc.net/ or by phone at 866-751-7957. You can follow Matt on Twitter: @mccannltc - https://twitter.com/mccannltc
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