Like many people these days you probably go to the internet to research products and services. It is easy and convenient. It can also be a maze of inaccurate or misleading information. Do a search on long-term care planning and long-term care insurance; you can find a bunch of stuff. This “stuff” suggests anything from LTC insurance is affordable and essential to very expensive and not necessary.
If you are a smart consumer you will check your facts and find a specialist who can answer your questions, explain the pros and cons based on your situation, see which company best fits your age and health and help you through the underwriting process. This way you can have the peace-of-mind having an affordable plan to address the financial costs and burdens of aging.
LTC insurance is affordable especially if you plan in your 40’s and 50’s. This is not to say it is too expensive if you are older but health issues may make it more difficult. This is why you should contact a person like me who represents all the top companies and has extensive experience
Learn about your options and act before you retire: www.mccannltc.net