In the movie ‘The Martian’ Mark Watney (Matt Damon) says to ‘do the math’ when dealing with a problem. In dealing with the issue of LTC planning do as Matt Damon suggests and ‘do the math’. Affordable #LTC insurance can address the physical, emotional and financial burdens Long Term Health Care can have on loved ones. Make Long Term Care Insurance part of your retirement plan.
Some people think Long Term Care Insurance is too expensive. If you ‘do the math’ you will see it is VERY affordable, especially if you plan prior to retirement when you are younger and more healthy.
Most people I speak with are now in their 40’s and 50’s. No matter what your age generally we can find a very affordable plan to address the issue of Long Term Health Care.
Some people think it won’t happen to them. Again, ‘do the math’. The US Department of Health and Human Services says if you reach the age of 65 you will have a 70% chance on requiring some type of Long Term Health Care service before you pass.
Some people think they can ‘self insure’. Again, do the math. You can never time when you will need help with activities of daily living, supervision due to memory issues or other skilled or custodial Long Term Health Care service. If the market is down you might have to ‘sell’ at a loss. Your ‘loss’ still maybe a gain … and Uncle Sam will want part of your gain as well. In addition to using your own money to still are creating a burden of your loved ones. The math suggests affordable Long Term Care Insurance is a much more logical way to plan for this risk. Protect your 401k, IRA’s and other assets while at the same time not being a burden on those you love.
So get help ‘doing the math’ …. Learn now about how Long Term Care Insurance may help you and your family.
Get quotes and learn more now: http://mccannltc.net/free-quote/